Frequently Asked Questions
What is a budget?
The dictionary defines it as an itemized estimate of expected income and expenses for a given time. In plain language, it’s the best way to keep track of your income and expenses.
I’m not sure I want one, but do I need a budget?
The idea of budgeting your finances can feel restricting and scary, especially when you just want to spend your money whenever and however you want. But that’s how so many of us find ourselves in a financial mess. Creating a budget with SUMitUP lets you clearly see your income and expenses and gives you the freedom to decide for yourself where and how you can afford to spend your money without going into debt. Taking a close look at your finances will actually help alleviate anxiety over your money.
Can I balance my checking account with my SUMitUP budget?
Yes. Just be sure to only post income and expenses that go through that one checking account.
Can I use information from more than one checking account with my SUMitUP budget?
SUMitUP is a flexible budget tool, and can be used in many different ways. It works best when keeping track of one checking account. However you can use it the way that suits you best. We suggest a SUMitUP budget subscription for each of your checking accounts. Many couples have subscriptions for “His”, “Hers”, and “Ours” checking accounts. It’s the best way to clearly track your finances.
How often can I update the information on my SUMitUP budget?
You can update your information 24/7 from any internet connection on your Personal Computer or Mobile Device.
Does SUMitUP have an app?
SUMitUP has a mobile site. Just go to www.mysumitup.com on any mobile device, to enter daily income and expenses.
Can I add my own categories for the types of income and expenses I have?
Yes! There are standard category options to choose in the entry boxes, however you have the option to edit them and add your own categories.

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Record Your Spending
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Budget Your Future
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Chart Your Past